{"id":26406,"date":"2026-01-21T12:39:50","date_gmt":"2026-01-21T10:39:50","guid":{"rendered":"https:\/\/www.elcol-legi.org\/w\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\/"},"modified":"2026-01-21T13:08:24","modified_gmt":"2026-01-21T11:08:24","slug":"els-accidents-ferroviaris-i-el-drets-per-indemnitzacions","status":"publish","type":"post","link":"https:\/\/www.elcol-legi.org\/w\/es\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\/","title":{"rendered":"Els accidents ferroviaris i el drets per indemnitzacions"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;&#8221;]<\/p>\n<h2>Los accidentes de tren y los derechos para indemnizaciones<\/h2>\n<p>[\/vc_column_text][stm_spacing lg_spacing=&#8221;6&#8243; md_spacing=&#8221;6&#8243; sm_spacing=&#8221;6&#8243; xs_spacing=&#8221;6&#8243;][vc_column_text]<\/p>\n<p class=\"p1\"><em>Los da\u00f1os en el transporte colectivo disponen de un r\u00e9gimen indemnizatorio propio<\/em><\/p>\n<p>[\/vc_column_text][vc_single_image source=&#8221;featured_image&#8221; img_size=&#8221;850&#215;350&#8243;][vc_column_text css=&#8221;.vc_custom_1768991131404{margin-bottom: 20px !important;}&#8221;]<\/p>\n<p class=\"p1\"><b>1. Introducci\u00f3n<\/b><\/p>\n<p class=\"p2\">El a\u00f1o 2026 se ha iniciado con un grave accidente ferroviario que ha afectado a la alta velocidad y que se ha saldado con un importante n\u00famero de v\u00edctimas mortales. Esta nota tiene por objeto analizar los derechos indemnizatorios que corresponden a las v\u00edctimas y a sus herederos, as\u00ed como su base legal.<\/p>\n<p class=\"p2\">Los accidentes en transporte colectivo tienen un r\u00e9gimen indemnizatorio propio. Es necesario que los mediadores de seguros conozcan las reglas aplicables para asesorar adecuadamente a sus clientes y asegurados, garantizando que sus derechos se encuentren respaldados.<\/p>\n<p class=\"p2\">Los usuarios del transporte ferroviario pueden sufrir diversas incidencias. Entre ellas, los accidentes derivados del uso de servicios ferroviarios suponen un perjuicio de especial relevancia que requiere conocer los derechos indemnizatorios de estos usuarios.<\/p>\n<p class=\"p2\">Las v\u00edctimas de accidentes ferroviarios disponen de un Seguro Obligatorio de Viajeros compatible con la indemnizaci\u00f3n que pudiera corresponder por Responsabilidad Civil del causante del accidente, as\u00ed como con otras p\u00f3lizas que pueda tener el perjudicado: seguros de accidentes, de vida, colectivos de empresa, seguros de asistencia en viaje o seguros asociados a tarjetas de cr\u00e9dito o d\u00e9bito utilizadas para comprar el billete.<\/p>\n<p class=\"p1\"><b>2. Regulaci\u00f3n actual<\/b><\/p>\n<p class=\"p2\">En el \u00e1mbito nacional, los derechos de las v\u00edctimas de accidentes de tren est\u00e1n regulados por:<\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">Real Decreto 627\/2014, de 18 de julio, de asistencia a las v\u00edctimas de accidentes ferroviarios y sus familiares.<\/li>\n<li class=\"li2\">Real Decreto 1575\/1989, de 22 de diciembre, por el que se aprueba el Reglamento del Seguro Obligatorio de Viajeros.<\/li>\n<li class=\"li2\">Ley 50\/1980, de 8 de octubre, de Contrato de Seguro.<\/li>\n<\/ul>\n<p class=\"p2\">En el \u00e1mbito europeo es aplicable el Reglamento (UE) 2021\/782, de 29 de abril de 2021, sobre derechos y obligaciones de los viajeros de ferrocarril en la Uni\u00f3n Europea.<\/p>\n<p class=\"p1\"><b>3. Seguro Obligatorio de Viajeros (SOV)<\/b><\/p>\n<p class=\"p2\">Todo transporte colectivo dispone de un Seguro Obligatorio de Viajeros, unido al billete de transporte, con coberturas e importes indemnizatorios establecidos legalmente.<\/p>\n<p class=\"p2\">Este seguro cubre lesiones corporales sufridas como consecuencia directa de choques, vuelcos, salidas de v\u00eda, incendios, explosiones, golpes u otras aver\u00edas del veh\u00edculo.<\/p>\n<p class=\"p4\"><b>Importes generales del SOV<\/b><\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">Fallecimiento: 36.060,73 \u20ac<\/li>\n<li class=\"li2\">Lesiones corporales: desde 1.202,02 \u20ac (lesiones leves) hasta 42.070,85 \u20ac (lesiones muy graves).<\/li>\n<\/ul>\n<p class=\"p2\">Tambi\u00e9n cubre asistencia sanitaria durante per\u00edodos determinados tras el accidente.<\/p>\n<p class=\"p4\"><b>Baremo especial para accidentes ferroviarios<\/b><\/p>\n<p class=\"p2\">(Real Decreto 627\/2014)<\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">Fallecimiento: <b>72.121,46 \u20ac<\/b><b><\/b><\/li>\n<\/ul>\n<p class=\"p2\"><b>Lesiones corporales:<\/b><b><\/b><\/p>\n<table class=\"t1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"td1\" valign=\"middle\">\n<p class=\"p5\"><b>Categor\u00eda<\/b><b><\/b><\/p>\n<\/td>\n<td class=\"td2\" valign=\"middle\">\n<p class=\"p5\"><b>Importe (\u20ac)<\/b><b><\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td3\" valign=\"middle\">\n<p class=\"p6\">1\u00aa<\/p>\n<\/td>\n<td class=\"td4\" valign=\"middle\">\n<p class=\"p6\">84.141,70<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td5\" valign=\"middle\">\n<p class=\"p6\">2\u00aa<\/p>\n<\/td>\n<td class=\"td6\" valign=\"middle\">\n<p class=\"p6\">60.101,22<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td3\" valign=\"middle\">\n<p class=\"p6\">3\u00aa<\/p>\n<\/td>\n<td class=\"td4\" valign=\"middle\">\n<p class=\"p6\">54.091,08<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td5\" valign=\"middle\">\n<p class=\"p6\">4\u00aa<\/p>\n<\/td>\n<td class=\"td6\" valign=\"middle\">\n<p class=\"p6\">48.080,96<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td3\" valign=\"middle\">\n<p class=\"p6\">5\u00aa<\/p>\n<\/td>\n<td class=\"td4\" valign=\"middle\">\n<p class=\"p6\">42.070,84<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td5\" valign=\"middle\">\n<p class=\"p6\">6\u00aa<\/p>\n<\/td>\n<td class=\"td6\" valign=\"middle\">\n<p class=\"p6\">36.060,72<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td3\" valign=\"middle\">\n<p class=\"p6\">7\u00aa<\/p>\n<\/td>\n<td class=\"td4\" valign=\"middle\">\n<p class=\"p6\">30.050,60<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td5\" valign=\"middle\">\n<p class=\"p6\">8\u00aa<\/p>\n<\/td>\n<td class=\"td6\" valign=\"middle\">\n<p class=\"p6\">24.040,48<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td3\" valign=\"middle\">\n<p class=\"p6\">9\u00aa<\/p>\n<\/td>\n<td class=\"td4\" valign=\"middle\">\n<p class=\"p6\">18.030,36<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td5\" valign=\"middle\">\n<p class=\"p6\">10\u00aa<\/p>\n<\/td>\n<td class=\"td6\" valign=\"middle\">\n<p class=\"p6\">12.020,24<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td3\" valign=\"middle\">\n<p class=\"p6\">11\u00aa<\/p>\n<\/td>\n<td class=\"td4\" valign=\"middle\">\n<p class=\"p6\">9.015,18<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td5\" valign=\"middle\">\n<p class=\"p6\">12\u00aa<\/p>\n<\/td>\n<td class=\"td6\" valign=\"middle\">\n<p class=\"p6\">7.212,14<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td3\" valign=\"middle\">\n<p class=\"p6\">13\u00aa<\/p>\n<\/td>\n<td class=\"td4\" valign=\"middle\">\n<p class=\"p6\">5.409,10<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"td5\" valign=\"middle\">\n<p class=\"p6\">14\u00aa<\/p>\n<\/td>\n<td class=\"td6\" valign=\"middle\">\n<p class=\"p6\">2.404,04<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"p2\">Para conocer los perjuicios incluidos en cada categor\u00eda debe consultarse el Reglamento del Seguro Obligatorio de Viajeros.<\/p>\n<p class=\"p4\"><b>Procedimiento<\/b><\/p>\n<p class=\"p2\">El accidente debe comunicarse al transportista.<br \/>\nEn RENFE, el SOV est\u00e1 contratado con Everest Insurance (Ireland) DAC.<br \/>\nEl plazo de reclamaci\u00f3n del SOV es de <b>5 a\u00f1os<\/b> desde la estabilizaci\u00f3n de las lesiones.<\/p>\n<p class=\"p1\"><b>4. Normativa europea<\/b><\/p>\n<p class=\"p2\">El Reglamento (UE) 2021\/782 establece que las empresas ferroviarias deben contar con seguro o garant\u00edas suficientes para cubrir responsabilidad por muerte, lesiones o da\u00f1os al equipaje.<\/p>\n<p class=\"p2\">El transportista ser\u00e1 responsable de los da\u00f1os sufridos por el viajero durante su estancia en el tren, entrada o salida del mismo, salvo que el accidente se deba a causas externas inevitables o culpa del viajero.<\/p>\n<p class=\"p4\"><b>Anticipos obligatorios<\/b><\/p>\n<p class=\"p2\">En caso de muerte o lesiones:<\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">Pago m\u00ednimo anticipado de <b>21.000 \u20ac por viajero<\/b>.<\/li>\n<li class=\"li2\">Debe abonarse dentro de los <b>15 d\u00edas<\/b> desde la identificaci\u00f3n del beneficiario.<\/li>\n<\/ul>\n<p class=\"p1\"><b>5. Responsabilidad Civil del causante<\/b><\/p>\n<p class=\"p2\">Cuando puede atribuirse responsabilidad a RENFE, IRYO, ADIF u otro operador, las indemnizaciones se calculan conforme al <b>Baremo de tr\u00e1fico<\/b>, que valora:<\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">Lesiones temporales<\/li>\n<li class=\"li2\">Secuelas permanentes<\/li>\n<li class=\"li2\">Fallecimiento<\/li>\n<\/ul>\n<p class=\"p2\">Incluye da\u00f1os personales y patrimoniales.<br \/>\nPlazos de prescripci\u00f3n:<\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">Responsabilidad extracontractual: 1 a\u00f1o<\/li>\n<li class=\"li2\">Responsabilidad contractual: 5 a\u00f1os<\/li>\n<\/ul>\n<p class=\"p1\"><b>6. Conclusiones<\/b><\/p>\n<p class=\"p2\">Las indemnizaciones del SOV son compatibles con las de Responsabilidad Civil.<\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">Fallecimiento en SOV ferroviario: hasta <b>72.121,46 \u20ac<\/b><b><\/b><\/li>\n<li class=\"li2\">Lesiones: entre <b>84.141,70 \u20ac<\/b> y <b>2.404,04 \u20ac<\/b><b><\/b><\/li>\n<li class=\"li2\">Anticipo europeo obligatorio: <b>21.000 \u20ac en 15 d\u00edas<\/b><b><\/b><\/li>\n<\/ul>\n<p class=\"p2\">Un art\u00edculo de <b>J. Carlos Solis<\/b><br \/>\nAssessor T\u00e8cnic del Col\u00b7legi<br \/>\n<a href=\"mailto:assessories@elcol-legi.org\"><span class=\"s1\">assessories@elcol-legi.org<\/span><\/a><\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/4&#8243;][stm_spacing lg_spacing=&#8221;50&#8243; md_spacing=&#8221;50&#8243; sm_spacing=&#8221;50&#8243; xs_spacing=&#8221;50&#8243;][vc_column_text]<\/p>\n<h2>\u00daltimas noticias<\/h2>\n<p>[\/vc_column_text][stm_news loop=&#8221;size:4|order_by:date|order:DESC|post_type:post|categories:8&#8243; posts_per_row=&#8221;2&#8243;][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;&#8221;] Los accidentes de tren y los derechos para indemnizaciones [\/vc_column_text][stm_spacing lg_spacing=&#8221;6&#8243; md_spacing=&#8221;6&#8243; sm_spacing=&#8221;6&#8243; xs_spacing=&#8221;6&#8243;][vc_column_text] Los da\u00f1os en el transporte colectivo disponen de un r\u00e9gimen indemnizatorio propio [\/vc_column_text][vc_single_image source=&#8221;featured_image&#8221; img_size=&#8221;850&#215;350&#8243;][vc_column_text css=&#8221;.vc_custom_1768991131404{margin-bottom: 20px !important;}&#8221;] 1. Introducci\u00f3n El a\u00f1o 2026 se ha iniciado con un grave accidente ferroviario que ha afectado a la alta velocidad<\/p>\n","protected":false},"author":562,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[2128,1867,2137],"class_list":["post-26406","post","type-post","status-publish","format-standard","hentry","category-es-noticias","tag-mednews","tag-mn","tag-mn290"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Els accidents ferroviaris i el drets per indemnitzacions - Col-legi de Mediadors d&#039;Assegurances de Barcelona<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.elcol-legi.org\/w\/es\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Els accidents ferroviaris i el drets per indemnitzacions - Col-legi de Mediadors d&#039;Assegurances de Barcelona\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;&#8221;] Los accidentes de tren y los derechos para indemnizaciones [\/vc_column_text][stm_spacing lg_spacing=&#8221;6&#8243; md_spacing=&#8221;6&#8243; sm_spacing=&#8221;6&#8243; xs_spacing=&#8221;6&#8243;][vc_column_text] Los da\u00f1os en el transporte colectivo disponen de un r\u00e9gimen indemnizatorio propio [\/vc_column_text][vc_single_image source=&#8221;featured_image&#8221; img_size=&#8221;850&#215;350&#8243;][vc_column_text css=&#8221;.vc_custom_1768991131404{margin-bottom: 20px !important;}&#8221;] 1. Introducci\u00f3n El a\u00f1o 2026 se ha iniciado con un grave accidente ferroviario que ha afectado a la alta velocidad\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.elcol-legi.org\/w\/es\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\/\" \/>\n<meta property=\"og:site_name\" content=\"Col-legi de Mediadors d&#039;Assegurances de Barcelona\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-21T10:39:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-21T11:08:24+00:00\" \/>\n<meta name=\"author\" content=\"Marc Alcaraz\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marc Alcaraz\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\\\/\"},\"author\":{\"name\":\"Marc Alcaraz\",\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/#\\\/schema\\\/person\\\/4283d40fbd72a940d5fff484fe5ec410\"},\"headline\":\"Els accidents ferroviaris i el drets per indemnitzacions\",\"datePublished\":\"2026-01-21T10:39:50+00:00\",\"dateModified\":\"2026-01-21T11:08:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\\\/\"},\"wordCount\":776,\"keywords\":[\"MedNews\",\"MN\",\"MN290\"],\"articleSection\":[\"Noticias\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\\\/\",\"url\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\\\/\",\"name\":\"Els accidents ferroviaris i el drets per indemnitzacions - Col-legi de Mediadors d&#039;Assegurances de Barcelona\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/#website\"},\"datePublished\":\"2026-01-21T10:39:50+00:00\",\"dateModified\":\"2026-01-21T11:08:24+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/#\\\/schema\\\/person\\\/4283d40fbd72a940d5fff484fe5ec410\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inici\",\"item\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Els accidents ferroviaris i el drets per indemnitzacions\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/\",\"name\":\"Col-legi de Mediadors d&#039;Assegurances de Barcelona\",\"description\":\"Support al mediador d&#039;assegurances\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/#\\\/schema\\\/person\\\/4283d40fbd72a940d5fff484fe5ec410\",\"name\":\"Marc Alcaraz\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/e5dee642a130a369f4e8f5fe2d78526e99d5506f34de2f80b7994e63dc58d1b0?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/e5dee642a130a369f4e8f5fe2d78526e99d5506f34de2f80b7994e63dc58d1b0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/e5dee642a130a369f4e8f5fe2d78526e99d5506f34de2f80b7994e63dc58d1b0?s=96&d=mm&r=g\",\"caption\":\"Marc Alcaraz\"},\"url\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/es\\\/author\\\/efreire\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Els accidents ferroviaris i el drets per indemnitzacions - Col-legi de Mediadors d&#039;Assegurances de Barcelona","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.elcol-legi.org\/w\/es\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\/","og_locale":"es_ES","og_type":"article","og_title":"Els accidents ferroviaris i el drets per indemnitzacions - Col-legi de Mediadors d&#039;Assegurances de Barcelona","og_description":"[vc_row][vc_column width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;&#8221;] Los accidentes de tren y los derechos para indemnizaciones [\/vc_column_text][stm_spacing lg_spacing=&#8221;6&#8243; md_spacing=&#8221;6&#8243; sm_spacing=&#8221;6&#8243; xs_spacing=&#8221;6&#8243;][vc_column_text] Los da\u00f1os en el transporte colectivo disponen de un r\u00e9gimen indemnizatorio propio [\/vc_column_text][vc_single_image source=&#8221;featured_image&#8221; img_size=&#8221;850&#215;350&#8243;][vc_column_text css=&#8221;.vc_custom_1768991131404{margin-bottom: 20px !important;}&#8221;] 1. Introducci\u00f3n El a\u00f1o 2026 se ha iniciado con un grave accidente ferroviario que ha afectado a la alta velocidad","og_url":"https:\/\/www.elcol-legi.org\/w\/es\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\/","og_site_name":"Col-legi de Mediadors d&#039;Assegurances de Barcelona","article_published_time":"2026-01-21T10:39:50+00:00","article_modified_time":"2026-01-21T11:08:24+00:00","author":"Marc Alcaraz","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Marc Alcaraz","Tiempo de lectura":"4 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.elcol-legi.org\/w\/es\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\/#article","isPartOf":{"@id":"https:\/\/www.elcol-legi.org\/w\/es\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\/"},"author":{"name":"Marc Alcaraz","@id":"https:\/\/www.elcol-legi.org\/w\/es\/#\/schema\/person\/4283d40fbd72a940d5fff484fe5ec410"},"headline":"Els accidents ferroviaris i el drets per indemnitzacions","datePublished":"2026-01-21T10:39:50+00:00","dateModified":"2026-01-21T11:08:24+00:00","mainEntityOfPage":{"@id":"https:\/\/www.elcol-legi.org\/w\/es\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\/"},"wordCount":776,"keywords":["MedNews","MN","MN290"],"articleSection":["Noticias"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/www.elcol-legi.org\/w\/es\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\/","url":"https:\/\/www.elcol-legi.org\/w\/es\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\/","name":"Els accidents ferroviaris i el drets per indemnitzacions - Col-legi de Mediadors d&#039;Assegurances de Barcelona","isPartOf":{"@id":"https:\/\/www.elcol-legi.org\/w\/es\/#website"},"datePublished":"2026-01-21T10:39:50+00:00","dateModified":"2026-01-21T11:08:24+00:00","author":{"@id":"https:\/\/www.elcol-legi.org\/w\/es\/#\/schema\/person\/4283d40fbd72a940d5fff484fe5ec410"},"breadcrumb":{"@id":"https:\/\/www.elcol-legi.org\/w\/es\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.elcol-legi.org\/w\/es\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.elcol-legi.org\/w\/es\/els-accidents-ferroviaris-i-el-drets-per-indemnitzacions\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inici","item":"https:\/\/www.elcol-legi.org\/w\/es\/"},{"@type":"ListItem","position":2,"name":"Els accidents ferroviaris i el drets per indemnitzacions"}]},{"@type":"WebSite","@id":"https:\/\/www.elcol-legi.org\/w\/es\/#website","url":"https:\/\/www.elcol-legi.org\/w\/es\/","name":"Col-legi de Mediadors d&#039;Assegurances de Barcelona","description":"Support al mediador d&#039;assegurances","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.elcol-legi.org\/w\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/www.elcol-legi.org\/w\/es\/#\/schema\/person\/4283d40fbd72a940d5fff484fe5ec410","name":"Marc Alcaraz","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/e5dee642a130a369f4e8f5fe2d78526e99d5506f34de2f80b7994e63dc58d1b0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e5dee642a130a369f4e8f5fe2d78526e99d5506f34de2f80b7994e63dc58d1b0?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e5dee642a130a369f4e8f5fe2d78526e99d5506f34de2f80b7994e63dc58d1b0?s=96&d=mm&r=g","caption":"Marc Alcaraz"},"url":"https:\/\/www.elcol-legi.org\/w\/es\/author\/efreire\/"}]}},"_links":{"self":[{"href":"https:\/\/www.elcol-legi.org\/w\/es\/wp-json\/wp\/v2\/posts\/26406","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.elcol-legi.org\/w\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.elcol-legi.org\/w\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.elcol-legi.org\/w\/es\/wp-json\/wp\/v2\/users\/562"}],"replies":[{"embeddable":true,"href":"https:\/\/www.elcol-legi.org\/w\/es\/wp-json\/wp\/v2\/comments?post=26406"}],"version-history":[{"count":6,"href":"https:\/\/www.elcol-legi.org\/w\/es\/wp-json\/wp\/v2\/posts\/26406\/revisions"}],"predecessor-version":[{"id":26414,"href":"https:\/\/www.elcol-legi.org\/w\/es\/wp-json\/wp\/v2\/posts\/26406\/revisions\/26414"}],"wp:attachment":[{"href":"https:\/\/www.elcol-legi.org\/w\/es\/wp-json\/wp\/v2\/media?parent=26406"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.elcol-legi.org\/w\/es\/wp-json\/wp\/v2\/categories?post=26406"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.elcol-legi.org\/w\/es\/wp-json\/wp\/v2\/tags?post=26406"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}