{"id":26693,"date":"2026-02-17T17:48:46","date_gmt":"2026-02-17T15:48:46","guid":{"rendered":"https:\/\/www.elcol-legi.org\/w\/el-ahorro-al-alza\/"},"modified":"2026-02-17T17:50:20","modified_gmt":"2026-02-17T15:50:20","slug":"el-ahorro-al-alza","status":"publish","type":"post","link":"https:\/\/www.elcol-legi.org\/w\/es\/el-ahorro-al-alza\/","title":{"rendered":"El ahorro, al alza"},"content":{"rendered":"

[vc_row][vc_column width=”3\/4″][vc_column_text css=””]<\/p>\n

El volumen de ahorro en manos del sector asegurador contin\u00faa al alza<\/strong><\/h2>\n

[\/vc_column_text][stm_spacing lg_spacing=”6″ md_spacing=”6″ sm_spacing=”6″ xs_spacing=”6″][vc_column_text css=””]<\/p>\n

El patrimonio gestionado por las aseguradoras, muy cerca de los 290.000 millones de euros<\/p>\n

[\/vc_column_text][vc_single_image source=”featured_image” img_size=”850×350″][vc_column_text css=”.vc_custom_1771342549702{margin-bottom: 20px !important;}”]<\/p>\n

El volumen de ahorro confiado al sector asegurador continu\u00f3 creciendo en 2025 y se situ\u00f3 al borde de los 290.000 millones de euros, consolidando el papel de las aseguradoras como uno de los principales gestores de patrimonio de las familias. En concreto, a cierre del ejercicio, las entidades administraban 289.929 millones de euros, lo que supone un incremento interanual del 5,35%, seg\u00fan informa Unespa.<\/p>\n

 <\/p>\n

De esta cifra, 214.289 millones correspond\u00edan a seguros de vida ahorro, un 5,44% m\u00e1s que un a\u00f1o antes, mientras que otros 68.281 millones proced\u00edan del patrimonio de los planes de pensiones gestionados por aseguradoras, que tambi\u00e9n registraron un avance significativo del 5,34%.<\/p>\n

 <\/p>\n

El crecimiento fue especialmente intenso en los productos vinculados a los mercados financieros. Los seguros unit-linked<\/i> elevaron su patrimonio bajo gesti\u00f3n un 12,45% en comparaci\u00f3n con 2024, hasta alcanzar los 29.931 millones de euros. Tambi\u00e9n destac\u00f3 el aumento de la transformaci\u00f3n de patrimonio en rentas vitalicias, cuyas provisiones t\u00e9cnicas crecieron un 11,23%, hasta situarse en 2.714 millones de euros.<\/p>\n

 <\/p>\n

Los capitales diferidos alcanzaron los 53.632 millones de euros, tras crecer un 7,63%, mientras que el conjunto de las rentas vitalicias y temporales se increment\u00f3 un 3,99%, hasta los 98.609 millones. Por su parte, los planes individuales de ahorro sistem\u00e1tico (PIAS) avanzaron un 3,21% y cerraron el a\u00f1o con un patrimonio de 15.894 millones de euros.<\/p>\n

 <\/p>\n

No todas las l\u00edneas evolucionaron de forma positiva. Los planes de previsi\u00f3n asegurados (PPA) redujeron su volumen un 5,19%, hasta los 9.925 millones de euros, y los seguros individuales de ahorro a largo plazo (SIALP) descendieron un 1,81%, situ\u00e1ndose en 3.583 millones.<\/p>\n

 <\/p>\n

En paralelo al crecimiento del ahorro gestionado, el negocio de vida riesgo tambi\u00e9n mostr\u00f3 un comportamiento s\u00f3lido. Los ingresos por primas de este ramo alcanzaron los 5.815 millones de euros al cierre de 2025, lo que representa un aumento del 7,57% respecto al ejercicio anterior, reflejando una mayor concienciaci\u00f3n sobre la protecci\u00f3n personal y familiar.<\/p>\n

[\/vc_column_text][vc_row_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”1\/4″][stm_spacing lg_spacing=”50″ md_spacing=”50″ sm_spacing=”50″ xs_spacing=”50″][vc_column_text]<\/p>\n

\u00daltimas noticias<\/h2>\n

[\/vc_column_text][stm_news loop=”size:4|order_by:date|order:DESC|post_type:post|categories:8″ posts_per_row=”2″][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column width=”3\/4″][vc_column_text css=””] El volumen de ahorro en manos del sector asegurador contin\u00faa al alza [\/vc_column_text][stm_spacing lg_spacing=”6″ md_spacing=”6″ sm_spacing=”6″ xs_spacing=”6″][vc_column_text css=””] El patrimonio gestionado por las aseguradoras, muy cerca de los 290.000 millones de euros [\/vc_column_text][vc_single_image source=”featured_image” img_size=”850×350″][vc_column_text css=”.vc_custom_1771342549702{margin-bottom: 20px !important;}”] El volumen de ahorro confiado al sector asegurador continu\u00f3 creciendo en 2025 y se<\/p>\n","protected":false},"author":562,"featured_media":26691,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[2157,1867],"class_list":["post-26693","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-es-noticias","tag-mednews-292","tag-mn"],"yoast_head":"\nEl ahorro, al alza - 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