{"id":11138,"date":"2022-08-04T10:45:07","date_gmt":"2022-08-04T08:45:07","guid":{"rendered":"https:\/\/www.elcol-legi.org\/w\/?p=11138"},"modified":"2022-08-04T11:02:02","modified_gmt":"2022-08-04T09:02:02","slug":"crisis-tardor","status":"publish","type":"post","link":"https:\/\/www.elcol-legi.org\/w\/crisis-tardor\/","title":{"rendered":"Com plantar cara a una tardor marcada per la crisi"},"content":{"rendered":"

[vc_row][vc_column width=”3\/4″][stm_spacing lg_spacing=”6″ md_spacing=”6″ sm_spacing=”6″ xs_spacing=”6″][vc_column_text]La situaci\u00f3 tornar\u00e0 a posar a prova les fortaleses del sector i la seva capacitat d’adaptaci\u00f3<\/em>[\/vc_column_text][vc_single_image source=”featured_image” img_size=”850×350″][vc_column_text css=”.vc_custom_1659603717162{margin-bottom: 20px !important;}”]Totes les dades apunten al fet que viurem una tardor marcada per la crisi econ\u00f2mica causada per la suma de multitud de factors i, entre ells, per les conseq\u00fc\u00e8ncies del conflicte a Ucra\u00efna. Com afectar\u00e0 l’Asseguran\u00e7a aquesta situaci\u00f3? Qu\u00e8 podem fer per a plantar cara a aquesta nova crisi? Compartim amb tu algunes reflexiones.<\/p>\n

Un dels primers aspectes a gestionar en les situacions de crisis t\u00e9 a veure amb la reacci\u00f3 dels particulars i les empreses. La precauci\u00f3 condueix a un refredament de l’economia i la conseg\u00fcent reducci\u00f3 de l’activitat. En la versi\u00f3 m\u00e9s extrema, el temor pot tenir un efecte paralitzant. Seria una reacci\u00f3 exagerada a un problema real que no fa m\u00e9s que agreujar-lo i complicar la sortida.<\/p>\n

Amb la inflaci\u00f3 pels n\u00favols, una crisi energ\u00e8tica si precedents i els comptes p\u00fablics dels pa\u00efsos portades al l\u00edmit per la pand\u00e8mia, per citar nom\u00e9s alguns dels factors en joc, \u00e9s previsible que la por sigui una variable que adquireixi un gran protagonisme.<\/p>\n

La primera resposta imprescindible en la gesti\u00f3 de qualsevol negoci en semblants circumst\u00e0ncies \u00e9s tractar de preservar la calma enmig de la tempesta. En els \u00faltims temps, des de la crisi financera que va comen\u00e7ar en 2008, sembla que ens hem acostumat a encadenar situacions adverses que va tenir el seu episodi m\u00e9s disruptiu amb la pand\u00e8mia global i els seus dos anys de restriccions de tota mena. Tots, particulars i empreses, ens hem habituat a desenvolupar al m\u00e0xim la nostra capacitat de resili\u00e8ncia i aquest \u00e9s un valor que tamb\u00e9 ens ser\u00e0 \u00fatil ara.<\/p>\n

Diversos experts han analitzat l’impacte que la inflaci\u00f3 pot tenir en les renovacions d’algunes assegurances i, d’una manera m\u00e9s general, en el preu d’alguns productes asseguradors. Tot costa m\u00e9s i sembla raonable pensar que les primes tamb\u00e9 experimentaran una pujada. En aquest sentit, Javier Barber\u00e1, president del Consell General, reflexionava recentment sobre l’impacte en rams com a Autos, en el qual els costos de les reparacions s’han disparat i tamb\u00e9 s’han dilatat en el temps, i en Salut, ja que existeix l’alternativa de la sanitat p\u00fablica\u201d. Per part seva, Pilar Gonz\u00e1lez de Frutos, presidenta d\u2019UNESPA, advertia fa unes setmanes que \u00e9s molt possible que l’entorn altament competitiu del ram d’Autos \u201cs’intensificar\u00e0\u201d en el context que estem vivint.<\/p>\n

No obstant aix\u00f2, com a sector tenim una s\u00e8rie de fortaleses evidents, que les successives crisis s’han encarregat a posar de manifest, que ens col\u00b7loquen en una millor posici\u00f3 per a afrontar un escenari tan complicat. De fet, sorgeixen tamb\u00e9 oportunitats en situacions d’incertesa tant per als particulars com per a les empreses. Vinculades a diversos productes que aportin seguretat en un moment tan delicat o garanties. Per\u00f2 tamb\u00e9 noves necessitats asseguradores que cal encaixar en els productes contractats pels clients com s\u00f3n la proliferaci\u00f3 d’instal\u00b7lacions solars. Caldr\u00e0 estar atents a aquest nou escenari per a poder acompanyar als clients en les seves necessitats.<\/p>\n

Un altre element en el qual continuar aprofundint \u00e9s el de la digitalitzaci\u00f3, ja que ens obrir\u00e0 noves vies comercials, d’una banda, i, per una altra, pot influir positivament en l’efici\u00e8ncia dels processos de treball i en els costos.<\/p>\n

Finalment, dos valors a l’al\u00e7a que en els moments dif\u00edcils hem de tenir m\u00e9s presents que mai: la flexibilitat, entesa com la capacitat d’adaptar-nos a cada moment, i l’esperit innovador. \u00c9s a dir, l’actitud de cerca permanent d’una manera millor de fer les coses pot marcar difer\u00e8ncies.[\/vc_column_text][vc_row_inner][vc_column_inner width=”1\/6″][vc_tweetmeme][\/vc_column_inner][vc_column_inner width=”1\/6″][vc_facebook][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”1\/4″][stm_spacing lg_spacing=”50″ md_spacing=”50″ sm_spacing=”50″ xs_spacing=”50″][vc_column_text]<\/p>\n

\u00daltimes not\u00edcies<\/h2>\n

[\/vc_column_text][stm_news loop=”size:4|order_by:date|order:DESC|post_type:post|categories:8″ posts_per_row=”2″][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column width=”3\/4″][stm_spacing lg_spacing=”6″ md_spacing=”6″ sm_spacing=”6″ xs_spacing=”6″][vc_column_text]La situaci\u00f3 tornar\u00e0 a posar a prova les fortaleses del sector i la seva capacitat d’adaptaci\u00f3[\/vc_column_text][vc_single_image source=”featured_image” img_size=”850×350″][vc_column_text css=”.vc_custom_1659603717162{margin-bottom: 20px !important;}”]Totes les dades apunten al fet que viurem una tardor marcada per la crisi econ\u00f2mica causada per la suma de multitud de factors i, entre ells, per les conseq\u00fc\u00e8ncies del<\/p>\n","protected":false},"author":4,"featured_media":11139,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[1031,160,1021,1030],"class_list":["post-11138","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticies","tag-crisis-2","tag-mediarionews","tag-mn142","tag-superacio"],"yoast_head":"\nCom plantar cara a una tardor marcada per la crisi - 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