{"id":16219,"date":"2023-12-14T00:56:56","date_gmt":"2023-12-13T22:56:56","guid":{"rendered":"https:\/\/www.elcol-legi.org\/w\/?p=16219"},"modified":"2023-12-14T01:32:10","modified_gmt":"2023-12-13T23:32:10","slug":"sorteig-de-la-loteria-7-punts-a-tenir-en-compte","status":"publish","type":"post","link":"https:\/\/www.elcol-legi.org\/w\/sorteig-de-la-loteria-7-punts-a-tenir-en-compte\/","title":{"rendered":"Sorteig de la Loteria: 7 punts a tenir en compte"},"content":{"rendered":"

[vc_row][vc_column width=”3\/4″][stm_spacing lg_spacing=”6″ md_spacing=”6″ sm_spacing=”6″ xs_spacing=”6″][vc_column_text]Contingut patrocinat per ARAG<\/strong>[\/vc_column_text][vc_single_image source=”featured_image” img_size=”850×350″][vc_column_text css=”.vc_custom_1702510323110{margin-bottom: 20px !important;}”]En aquestes dates, molts tenim la il\u00b7lusi\u00f3 que ens toquin sortejos com el de la Loteria de Nadal o del Nen. Et donem 7 claus perqu\u00e8 no tinguis cap disgust, abans, durant o despr\u00e9s del sorteig.<\/p>\n

Assegura’t de l’autenticitat del d\u00e8cim<\/strong>
\nAbans d’adquirir un d\u00e8cim, has de comprovar que sigui aut\u00e8ntic. Com pots detectar-ho? Assegurant-te que tingui logo, codi i tots els elements de verificaci\u00f3. Si vols garantir que el lloc de compra \u00e9s segur i est\u00e0 autoritzat per l’Estat, pots accedir a la web oficial de la Societat Estatal de Loteries i Apostes de l’Estat (SELAE).
\nEncara que moltes persones prefereixen comprar el n\u00famero en les Administracions de tota la vida, la compra per Internet ha crescut en els \u00faltims anys. Per aquesta ra\u00f3, algunes administracions tamb\u00e9 tenen una web de venda en l\u00ednia. Si optes per la compra en l\u00ednia, \u00e9s molt important assegurar-te d’estar navegant per una web segura, ja que existeix molt frau.<\/p>\n

Qu\u00e8 ha de tenir el lloc web per a considerar-se segur?<\/strong>
\nNom o ra\u00f3 social
\nNIF o CIF del titular
\nAdre\u00e7a completa
\nN\u00famero de tel\u00e8fon i correu electr\u00f2nic on ens puguem dirigir
\nEn cas de dubte, sempre \u00e9s millor abstenir-se de comprar. Una vegada finalitzada una compra en l\u00ednia \u00e9s aconsellable guardar els emails de confirmaci\u00f3 i, si pot ser, tamb\u00e9 captures de pantalla de la compra.<\/p>\n

Com cobrar un d\u00e8cim de Loteria guanyador<\/strong>
\nEls desens guanyadors es cobren en l’Administraci\u00f3 de Loteria si s\u00f3n quanties inferiors a 2.000\u20ac.
\nPer a imports iguals o superiors als 2.000\u20ac, el guanyador haur\u00e0 d’acudir a les entitats financeres concertades amb Loteries i Apostes de l’Estat. \u00c9s important saber que els bancs no poden cobrar al premiat cap comissi\u00f3 o rec\u00e0rrec. Quant a les participacions, si s\u00f3n guanyadores, la quantitat es reclama en l’entitat, col\u00b7legi o lloc on h\u00e0gim comprat la participaci\u00f3.<\/p>\n

Haig de pagar d’impostos si em toca la Loteria?<\/strong>
\nDurant el 2023 haurem de tributar els premis quan s\u00f3n superiors a 40.000\u20ac, ja que els primers 40.000\u20ac estan exempts d’impostos. \u00c9s a partir d’aquest import que es ret\u00e9 l’impost de la renda -un 20%- encara que des de 2013 ja donen el l\u00edquid amb la retenci\u00f3 aplicada, aix\u00ed que no haurem d’incloure’l en la declaraci\u00f3 de la renda. Malgrat aix\u00f2, s\u00ed que haurem d’incloure en la nostra declaraci\u00f3 els rendiments de la quantitat econ\u00f2mica guanyada, ja sigui pels interessos generats en el teu banc o per inversions realitzades amb l’import guanyat.
\nAix\u00ed, en el sorteig del 22 de desembre cada d\u00e8cim premiat amb el primer premi de 400.000\u20ac tindr\u00e0 lliures d’impostos els primers 40.000\u20ac. Els 360.000\u20ac restants se’ls aplicar\u00e0 una retenci\u00f3 del 20% que s’emporta Hisenda.<\/p>\n

Caducitat d’un des\u00e8 guanyador<\/strong>
\nHem de ser conscients que el d\u00e8cim caduca. Per tant, s’ha de ser molt prudent i no oblidar-se de revisar o anar a cobrar un d\u00e8cim, ja que passats els tres mesos des de l’endem\u00e0 la data del sorteig es perd el dret a rebre el premi. Nom\u00e9s s’ampliaria en un dia m\u00e9s si l’\u00faltim dia del per\u00edode fos festiu en la localitat en la qual es tramita el pagament del d\u00e8cim premiat. L’import dels premis que no s’han reclamat o venut els hi queda l’Estat en benefici del Tresor P\u00fablic.<\/p>\n

Si estic casat i em toca la Loteria, haig de compartir el premi?<\/strong>
\nSi a un dels c\u00f2njuges li toca la Loteria, el premi es repartir\u00e0 segons el r\u00e8gim matrimonial. Si \u00e9s en r\u00e8gim de separaci\u00f3 de b\u00e9ns s’interpreta que el d\u00e8cim i el seu premi \u00e9s de la persona que ha comprat el n\u00famero. En canvi, si \u00e9s en r\u00e8gim de guanys, el bitllet pertanyer\u00e0 als dos membres de la parella i, per tant, aniran a mig fer.<\/p>\n

Qu\u00e8 faig si el d\u00e8cim premiat s’ha deteriorat<\/strong>
\nDep\u00e8n del deteriorat que estigui el bitllet, t\u00e9 soluci\u00f3. Existeixen diferents vies per a reclamar. Primer s’hauria d’informar a trav\u00e9s de la sol\u00b7licitud de pagaments de premis, a Loteries de l’Estat perqu\u00e8 l’autentiquin. All\u00ed farien proves, i en cas de dubte, ho portarien a la Casa de la Moneda i Timbre per a comprovar la seva autenticitat. Encara que tot dep\u00e8n del deteriorat que estigui el d\u00e8cim perqu\u00e8 sigui possible fer una peritaci\u00f3. Si a la Casa de la Moneda i Timbre ho veuen tot correcte, autoritzaran el pagament del premi sense cap mena de problema.[\/vc_column_text][vc_row_inner][vc_column_inner width=”1\/6″][vc_tweetmeme][\/vc_column_inner][vc_column_inner width=”1\/6″][vc_facebook][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”1\/4″][stm_spacing lg_spacing=”50″ md_spacing=”50″ sm_spacing=”50″ xs_spacing=”50″][vc_column_text]<\/p>\n

\u00daltimes not\u00edcies<\/h2>\n

[\/vc_column_text][stm_news loop=”size:4|order_by:date|order:DESC|post_type:post|categories:8″ posts_per_row=”2″][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column width=”3\/4″][stm_spacing lg_spacing=”6″ md_spacing=”6″ sm_spacing=”6″ xs_spacing=”6″][vc_column_text]Contingut patrocinat per ARAG[\/vc_column_text][vc_single_image source=”featured_image” img_size=”850×350″][vc_column_text css=”.vc_custom_1702510323110{margin-bottom: 20px !important;}”]En aquestes dates, molts tenim la il\u00b7lusi\u00f3 que ens toquin sortejos com el de la Loteria de Nadal o del Nen. Et donem 7 claus perqu\u00e8 no tinguis cap disgust, abans, durant o despr\u00e9s del sorteig. Assegura’t de l’autenticitat del d\u00e8cim Abans<\/p>\n","protected":false},"author":562,"featured_media":16220,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[1868],"class_list":["post-16219","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticies","tag-mn-2"],"yoast_head":"\nSorteig de la Loteria: 7 punts a tenir en compte - Col-legi de Mediadors d'Assegurances de Barcelona<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.elcol-legi.org\/w\/sorteig-de-la-loteria-7-punts-a-tenir-en-compte\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sorteig de la Loteria: 7 punts a tenir en compte - Col-legi de Mediadors d'Assegurances de Barcelona\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column width=”3\/4″][stm_spacing lg_spacing=”6″ md_spacing=”6″ sm_spacing=”6″ xs_spacing=”6″][vc_column_text]Contingut patrocinat per ARAG[\/vc_column_text][vc_single_image source=”featured_image” img_size=”850×350″][vc_column_text css=”.vc_custom_1702510323110{margin-bottom: 20px !important;}”]En aquestes dates, molts tenim la il\u00b7lusi\u00f3 que ens toquin sortejos com el de la Loteria de Nadal o del Nen. Et donem 7 claus perqu\u00e8 no tinguis cap disgust, abans, durant o despr\u00e9s del sorteig. 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