{"id":18462,"date":"2024-05-23T10:07:38","date_gmt":"2024-05-23T08:07:38","guid":{"rendered":"https:\/\/www.elcol-legi.org\/w\/siempre-hay-que-viajar-seguro\/"},"modified":"2024-05-23T12:55:17","modified_gmt":"2024-05-23T10:55:17","slug":"siempre-hay-que-viajar-seguro","status":"publish","type":"post","link":"https:\/\/www.elcol-legi.org\/w\/siempre-hay-que-viajar-seguro\/","title":{"rendered":"Sempre cal viatjar segur"},"content":{"rendered":"

[vc_row][vc_column width=”3\/4″][stm_spacing lg_spacing=”6″ md_spacing=”6″ sm_spacing=”6″ xs_spacing=”6″][vc_column_text]El recent atac terrorista a l’Afganistan refor\u00e7a la necessitat de contractar algun producte assegurador abans de sortir de viatge.<\/strong>[\/vc_column_text][vc_single_image source=”featured_image” img_size=”850×350″][vc_column_text css=”.vc_custom_1716461711855{margin-bottom: 20px !important;}”]Recentment un fet luctu\u00f3s ha posat de manifest la necessitat de viatjar sempre ben assegurat. Un atemptat a l’Afganistan contra un grup de tretze turistes estrangers, sis espanyols, ha acabat amb un balan\u00e7 de tres turistes espanyols morts despr\u00e9s del tiroteig a qu\u00e8 van ser sotmesos per part d’un terrorista isl\u00e0mic.<\/p>\n

El Ministeri d’Afers Estrangers espanyol va accelerar els tr\u00e0mits de repatriaci\u00f3 dels supervivents de l’atemptat. A m\u00e9s dels tres morts, hi va haver ferits greus. Totes les persones implicades en el succ\u00e9s havien contractat una asseguran\u00e7a de viatge. El Govern, a trav\u00e9s del Ministeri, encara que ofereix suport consular, no cobreix els costos de repatriaci\u00f3 dels cossos, que han estat assumits per l?asseguran\u00e7a contractada pels turistes.<\/p>\n

\u201cPer als viatges m\u00e9s exigents o per a aquelles destinacions amb alts costos sanitaris, cal contractar una asseguran\u00e7a amb un ampli paquet de cobertures amb els l\u00edmits m\u00e9s alts per viatjar amb totes les garanties\u201d, explica Francesc Santasusana, president del Col\u00b7legi de Mediadors d’Assegurances de Barcelona.<\/p>\n

En els darrers anys, i com a conseq\u00fc\u00e8ncia dels efectes de la pand\u00e8mia, ha augmentat la conscienciaci\u00f3 del necessari que \u00e9s l’asseguran\u00e7a de viatges. La meitat dels espanyols ja viatgen amb una p\u00f2lissa contractada. La compra d’assegurances de viatge es va incrementar un 68% l’estiu passat respecte de les xifres d’abans del Covid, segons dades d’IATI Seguros, companyia especialitzada a assegurar viatges. “Aquest augment de l’inter\u00e8s per viatjar assegurat constata que el mercat ha madurat i probablement ho ha fet m\u00e9s de pressa a conseq\u00fc\u00e8ncia de la pand\u00e8mia”, afegeix Santasusana.<\/p>\n

Quan parlem de viatges sempre sorgeix el dubte de si hem de contractar una asseguran\u00e7a. I encara que pensem que no es produir\u00e0 ni un sol incident, la veritat \u00e9s que sempre hi ha la possibilitat d’emmalaltir-se, perdre les maletes o la documentaci\u00f3, tor\u00e7ar-se un turmell o qualsevol altra circumst\u00e0ncia pitjor com les que hem viscut aquests dies. \u201cNing\u00fa espera haver de fer servir una asseguran\u00e7a de viatge; per\u00f2 si passa, ho agrair\u00e0 ja que s’estalviar\u00e0 temps i diners\u201d, assegura Alfonso Calzado, CEO d’IATI Seguros.<\/p>\n

El Ministeri destaca la necessitat de tenir una asseguran\u00e7a, entre altres coses perqu\u00e8 la llei els obliga a tenir una asseguran\u00e7a de responsabilitat civil i d’assist\u00e8ncia en viatges, amb repatriaci\u00f3 en cas de malaltia greu o mort. Aquest producte ha de cobrir hospitalitzaci\u00f3 i repatriaci\u00f3, especialment en destinacions qualificades de perilloses, com \u00e9s el cas de l’Afganistan. La web de l’ambaixada espanyola a l’Afganistan indica que qualsevol viatge a aquest pa\u00eds s’ha de fer sota la responsabilitat del viatger i totes les despeses, com les de \u201catenci\u00f3 hospital\u00e0ria, repatriaci\u00f3 de ferits o trasllat de cad\u00e0vers\u201d, s\u00f3n particulars.<\/p>\n

Hi ha assegurances contra el terrorisme dissenyades per cobrir possibles p\u00e8rdues i responsabilitats causades per algun atemptat. Abans dels esdeveniments de l’11 de setembre de 2001 als Estats Units, els riscos terroristes eren habitualment coberts per companyies privades a trav\u00e9s de les assegurances de la llar. Fins aquell moment els Estats Units gaireb\u00e9 no tenien experi\u00e8ncia en actes terroristes L’11-S va marcar un punt d’inflexi\u00f3 i hi va haver for\u00e7a canvis. Moltes de les asseguradores van comen\u00e7ar a excloure de les p\u00f2lisses la cobertura contra terrorisme. Aix\u00f2 ha provocat que els governs s’hagin involucrat m\u00e9s a garantir certa cobertura davant d’aquesta mena de riscos.<\/p>\n

Per a les companyies d’assegurances, l’asseguran\u00e7a contra terrorisme es considera un producte dif\u00edcil de crear perqu\u00e8 les probabilitats que es produeixin atacs terroristes s\u00f3n molt dif\u00edcils de predir. I igualment els danys no s\u00f3n previsibles. Per exemple, els atacs de l’11-S van provocar p\u00e8rdues per valor de 32.000 milions de d\u00f2lars. El que \u00e9s evident \u00e9s que mai no cal viatjar sense asseguran\u00e7a.[\/vc_column_text][vc_row_inner][vc_column_inner width=”1\/6″][vc_tweetmeme][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”1\/4″][stm_spacing lg_spacing=”50″ md_spacing=”50″ sm_spacing=”50″ xs_spacing=”50″][vc_column_text]<\/p>\n

\u00daltimes not\u00edcies<\/h2>\n

[\/vc_column_text][stm_news loop=”size:4|order_by:date|order:DESC|post_type:post|categories:8″ posts_per_row=”2″][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column width=”3\/4″][stm_spacing lg_spacing=”6″ md_spacing=”6″ sm_spacing=”6″ xs_spacing=”6″][vc_column_text]El recent atac terrorista a l’Afganistan refor\u00e7a la necessitat de contractar algun producte assegurador abans de sortir de viatge.[\/vc_column_text][vc_single_image source=”featured_image” img_size=”850×350″][vc_column_text css=”.vc_custom_1716461711855{margin-bottom: 20px !important;}”]Recentment un fet luctu\u00f3s ha posat de manifest la necessitat de viatjar sempre ben assegurat. Un atemptat a l’Afganistan contra un grup de tretze turistes estrangers, sis<\/p>\n","protected":false},"author":562,"featured_media":18446,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[160,1868,1962],"class_list":["post-18462","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticies","tag-mediarionews","tag-mn-2","tag-mn238-2"],"yoast_head":"\nSempre cal viatjar segur - Col-legi de Mediadors d'Assegurances de Barcelona<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.elcol-legi.org\/w\/siempre-hay-que-viajar-seguro\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sempre cal viatjar segur - Col-legi de Mediadors d'Assegurances de Barcelona\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column width=”3\/4″][stm_spacing lg_spacing=”6″ md_spacing=”6″ sm_spacing=”6″ xs_spacing=”6″][vc_column_text]El recent atac terrorista a l’Afganistan refor\u00e7a la necessitat de contractar algun producte assegurador abans de sortir de viatge.[\/vc_column_text][vc_single_image source=”featured_image” img_size=”850×350″][vc_column_text css=”.vc_custom_1716461711855{margin-bottom: 20px !important;}”]Recentment un fet luctu\u00f3s ha posat de manifest la necessitat de viatjar sempre ben assegurat. 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