{"id":20797,"date":"2024-12-12T04:29:46","date_gmt":"2024-12-12T02:29:46","guid":{"rendered":"https:\/\/www.elcol-legi.org\/w\/?p=20797"},"modified":"2024-12-12T05:46:03","modified_gmt":"2024-12-12T03:46:03","slug":"los-riesgos-de-2025","status":"publish","type":"post","link":"https:\/\/www.elcol-legi.org\/w\/los-riesgos-de-2025\/","title":{"rendered":"Els riscos del 2025"},"content":{"rendered":"

[vc_row][vc_column width=”3\/4″][vc_column_text css=””]<\/p>\n

Informe<\/pre>\n
Els riscos del 2025<\/h2>\n
[\/vc_column_text][stm_spacing lg_spacing=”6″ md_spacing=”6″ sm_spacing=”6″ xs_spacing=”6″][vc_column_text css=””]La ciberseguretat i la gesti\u00f3 del capital hum\u00e0 s\u00f3n les principals preocupacions de les empreses europees<\/strong>[\/vc_column_text][vc_single_image source=”featured_image” img_size=”850×350″][vc_column_text css=”.vc_custom_1733970850810{margin-bottom: 20px !important;}”]El sector assegurador a Espanya afronta un 2025 marcat per reptes importants. En aquest context, la ciberseguretat<\/strong> i la gesti\u00f3 del capital hum\u00e0<\/strong> es perfilen com les principals preocupacions per a les empreses europees, combinades amb un entorn econ\u00f2mic incert. Aquestes s\u00f3n dades extretes de l’estudi Risk in Focus. Aquest informe, realitzat per l’Institut d’Auditors Interns (IAI), identifica els riscos principals que enfrontaran les empreses a Europa el 2025.<\/p>\n
A les conclusions d’aquest estudi es destaca que els riscos que preocupen m\u00e9s les companyies s\u00f3n la ciberseguretat i la conseq\u00fcent protecci\u00f3 de dades; el capital hum\u00e0, la diversitat i la gesti\u00f3 del talent; els canvis legislatius; la digitalitzaci\u00f3, les noves tecnologies i la Intel\u00b7lig\u00e8ncia Artificial (IA); i la incertesa macroecon\u00f2mica i geopol\u00edtica. El canvi clim\u00e0tic ocupa el sis\u00e8 lloc a la llista de preocupacions.<\/p>\n
Totes elles concerneixen directament la ind\u00fastria de l’asseguran\u00e7a, ja que aquestes preocupacions assenyalades a l’informe comporten diferents solucions asseguradores, incloses algunes de noves. La ciberseguretat es mant\u00e9 com la principal preocupaci\u00f3 de les empreses, per\u00f2 la preocupaci\u00f3 que creix m\u00e9s \u00e9s la disrupci\u00f3 digital causada per les noves tecnologies, entre les quals destaca la Intel\u00b7lig\u00e8ncia Artificial (IA).<\/p>\n
La digitalitzaci\u00f3 creixent ha augmentat l’exposici\u00f3 de les organitzacions als ciberatacs. La protecci\u00f3 de dades i la seguretat de la informaci\u00f3 s\u00f3n prioritats per a les empreses que es troben davant d’una pressi\u00f3 alta per mantenir la velocitat de la seva adaptaci\u00f3 digital, alhora que afronten problemes com l’escassetat de talent que dificulta la contractaci\u00f3 d’especialistes en m\u00f3n de les noves tecnologies o l’augment de la desinformaci\u00f3 a l’univers digital. Aquest massiu proc\u00e9s de digitalitzaci\u00f3 apareix a la llista de preocupacions en quart lloc. La capacitat d’adaptar-se r\u00e0pidament a les noves tecnologies \u00e9s essencial per a la competitivitat empresarial. Les organitzacions han d’invertir en la infraestructura i les habilitats digitals.<\/p>\n
Els riscos relacionats amb les persones, com el capital hum\u00e0, la diversitat i la gesti\u00f3 del talent, es consoliden com la segona preocupaci\u00f3 m\u00e9s gran de les empreses europees. Tot i l’auge del digital, cada cop cobra m\u00e9s import\u00e0ncia la qualitat de l’equip hum\u00e0. Aix\u00f2 sempre ha estat aix\u00ed, per\u00f2 ara comen\u00e7a a ser totalment generalitzada la consci\u00e8ncia que la pot\u00e8ncia de l’empresa \u00e9s la suma del treball de cadascun dels empleats sense exclusi\u00f3 de cap departament. En paral\u00b7lel es desenvolupa la gesti\u00f3 de la diversitat i la inclusi\u00f3. Les empreses s’estan enfocant a construir entorns de treball m\u00e9s inclusius i diversos, cosa que no nom\u00e9s \u00e9s un imperatiu \u00e8tic, sin\u00f3 que tamb\u00e9 pot influir positivament en el seu rendiment i reputaci\u00f3.<\/p>\n
El canvi normatiu i la legislaci\u00f3 s\u00f3n la tercera preocupaci\u00f3 m\u00e9s gran per a les empreses europees. Aquest aspecte ha incrementat lleugerament la seva rellev\u00e0ncia en comparaci\u00f3 de l’any anterior, tot i que mant\u00e9 la seva posici\u00f3 al tercer lloc del llistat de riscos. Amb un entorn regulatori en canvi constant, les organitzacions han d’estar atentes a noves normatives que podrien impactar les seves operacions i models de negoci, per la qual cosa la gesti\u00f3 de l’adaptaci\u00f3 immediata al canvi marc regulador s’ha convertit en una tasca cr\u00edtica.<\/p>\n
La incertesa macroecon\u00f2mica i geopol\u00edtica, marcada principalment pels conflictes b\u00e8l\u00b7lics a l’Orient Mitj\u00e0 ia Ucra\u00efna, constitueix la cinquena preocupaci\u00f3 de les empreses. Especialment destaca la por a una possible extensi\u00f3 geogr\u00e0fica de les zones de guerra i tamb\u00e9 a la seva gran durada en el temps.<\/p>\n
Finalment, el canvi clim\u00e0tic escala posicions al mapa de les preocupacions de les empreses i es preveu que segueixi pujant. Les empreses estan cada cop m\u00e9s sota pressi\u00f3 per implementar pr\u00e0ctiques sostenibles. El canvi clim\u00e0tic no sols representa un risc reputacional, sin\u00f3 que tamb\u00e9 pot impactar significativament en les operacions financeres.[\/vc_column_text][vc_row_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”1\/4″][stm_spacing lg_spacing=”50″ md_spacing=”50″ sm_spacing=”50″ xs_spacing=”50″][vc_column_text]<\/p>\n
\u00daltimes not\u00edcies<\/h2>\n
[\/vc_column_text][stm_news loop=”size:4|order_by:date|order:DESC|post_type:post|categories:8″ posts_per_row=”2″][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"
[vc_row][vc_column width=”3\/4″][vc_column_text css=””] Informe Els riscos del 2025 [\/vc_column_text][stm_spacing lg_spacing=”6″ md_spacing=”6″ sm_spacing=”6″ xs_spacing=”6″][vc_column_text css=””]La ciberseguretat i la gesti\u00f3 del capital hum\u00e0 s\u00f3n les principals preocupacions de les empreses europees[\/vc_column_text][vc_single_image source=”featured_image” img_size=”850×350″][vc_column_text css=”.vc_custom_1733970850810{margin-bottom: 20px !important;}”]El sector assegurador a Espanya afronta un 2025 marcat per reptes importants. En aquest context, la ciberseguretat i la gesti\u00f3 del capital<\/p>\n","protected":false},"author":562,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[160,1868,2008],"class_list":["post-20797","post","type-post","status-publish","format-standard","hentry","category-noticies","tag-mediarionews","tag-mn-2","tag-mn262"],"yoast_head":"\nEls riscos del 2025 - Col-legi de Mediadors d'Assegurances de Barcelona<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.elcol-legi.org\/w\/los-riesgos-de-2025\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Els riscos del 2025 - Col-legi de Mediadors d'Assegurances de Barcelona\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column width=”3\/4″][vc_column_text css=””] Informe Els riscos del 2025 [\/vc_column_text][stm_spacing lg_spacing=”6″ md_spacing=”6″ sm_spacing=”6″ xs_spacing=”6″][vc_column_text css=””]La ciberseguretat i la gesti\u00f3 del capital hum\u00e0 s\u00f3n les principals preocupacions de les empreses europees[\/vc_column_text][vc_single_image source=”featured_image” img_size=”850×350″][vc_column_text css=”.vc_custom_1733970850810{margin-bottom: 20px !important;}”]El sector assegurador a Espanya afronta un 2025 marcat per reptes importants. 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