{"id":29227,"date":"2026-11-11T10:00:15","date_gmt":"2026-11-11T08:00:15","guid":{"rendered":"https:\/\/www.elcol-legi.org\/w\/?p=29227"},"modified":"2026-11-11T12:14:48","modified_gmt":"2026-11-11T10:14:48","slug":"formacio-continua-obligatoria","status":"publish","type":"post","link":"https:\/\/www.elcol-legi.org\/w\/formacio-continua-obligatoria\/","title":{"rendered":"Formaci\u00f3 cont\u00ednua: \u00daltims dies per complir amb l&#8217;obligaci\u00f3"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;&#8221;]<\/p>\n<h2>Formaci\u00f3 cont\u00ednua: \u00daltim dies per complir amb l&#8217;obligaci\u00f3<\/h2>\n<p>[\/vc_column_text][stm_spacing lg_spacing=&#8221;6&#8243; md_spacing=&#8221;6&#8243; sm_spacing=&#8221;6&#8243; xs_spacing=&#8221;6&#8243;][vc_column_text css=&#8221;&#8221;]<em>12\/11\/2026<\/em>[\/vc_column_text][vc_column_text css=&#8221;&#8221;]<em>Recorda completar, abans del 31 de desembre, les hores de formaci\u00f3 exigides per la normativa de distribuci\u00f3 d&#8217;assegurances.<a href=\"https:\/\/www.elcol-legi.org\/w\/guia-formacio\/\"> Consulta la nostra guia de formaci\u00f3!<\/a><\/em>[\/vc_column_text][vc_single_image source=&#8221;featured_image&#8221; img_size=&#8221;850&#215;350&#8243;][vc_column_text css=&#8221;.vc_custom_1794226705896{margin-bottom: 20px !important;}&#8221;]Les darreres setmanes de l&#8217;any s\u00f3n el moment de comprovar si s&#8217;han completat les hores exigides per la normativa. M\u00e9s enll\u00e0 d&#8217;una obligaci\u00f3 legal, l&#8217;actualitzaci\u00f3 permanent dels coneixements \u00e9s una garantia de professionalitat i de qualitat en l&#8217;assessorament al client. I els mediadors s\u00f3n els primers a tenir clara la necessitat de formar-se sense pausa.<\/p>\n<p>El calendari avan\u00e7a i, amb ell, s&#8217;acosta el tancament d&#8217;un nou exercici. Per als professionals del sector assegurador, aquestes darreres setmanes de l&#8217;any representen tamb\u00e9 una oportunitat per revisar una obligaci\u00f3 que no conv\u00e9 deixar per a l&#8217;\u00faltim moment: la formaci\u00f3 cont\u00ednua. Mediadors, empleats, col\u00b7laboradors externs i altres professionals que participen en la distribuci\u00f3 d&#8217;assegurances han de comprovar si han completat les hores lectives que els corresponen durant el 2026.<\/p>\n<p>No es tracta d&#8217;una recomanaci\u00f3 ni d&#8217;una iniciativa volunt\u00e0ria. La formaci\u00f3 cont\u00ednua est\u00e0 regulada pel Reial decret 287\/2021, de 20 d&#8217;abril, que estableix les obligacions formatives dels distribu\u00efdors d&#8217;assegurances i reassegurances i del seu personal rellevant. Una normativa que respon a una necessitat evident: garantir que les persones que informen i assessoren els clients mantenen actualitzats els seus coneixements i disposen de les compet\u00e8ncies necess\u00e0ries per desenvolupar la seva activitat.<\/p>\n<p><strong>Quantes hores cal fer?<\/strong><\/p>\n<p>La normativa estableix diferents exig\u00e8ncies en funci\u00f3 del nivell formatiu assignat a cada professional. Concretament, les hores m\u00ednimes anuals oscil\u00b7len entre 15 i 25.<\/p>\n<p><strong>Nivell 1 (corredors i responsables del canal de distribuci\u00f3)<\/strong><\/p>\n<ul>\n<li><strong>25 hores anuals obligat\u00f2<\/strong><strong>ries<\/strong><\/li>\n<\/ul>\n<p><strong>Nivell 2 (empleats que assessoren i duen a terme funcions de venda assessorada)<\/strong><\/p>\n<ul>\n<li><strong>25 hores anuals<\/strong><\/li>\n<\/ul>\n<p><strong>Nivell 3 (empleats que informen i duen a terme funcions de venda informada)<\/strong><\/p>\n<ul>\n<li><strong>15 hores anuals<\/strong><\/li>\n<\/ul>\n<p>Aquesta diferenciaci\u00f3 respon al principi de proporcionalitat: les exig\u00e8ncies formatives han de tenir relaci\u00f3 amb les responsabilitats i les funcions que desenvolupa cada professional.<\/p>\n<p>L&#8217;obligaci\u00f3 de formaci\u00f3 cont\u00ednua s&#8217;aplica a partir de l&#8217;any seg\u00fcent a aquell en qu\u00e8 s&#8217;accedeix a l&#8217;exercici de l&#8217;activitat de distribuci\u00f3. Per tant, no tots els professionals que s&#8217;incorporen al sector han de complir necess\u00e0riament les mateixes obligacions des del primer exercici.<\/p>\n<p>Un dels aspectes que cal tenir present \u00e9s que l&#8217;obligaci\u00f3 no es limita al mediador titular o al responsable de la corredoria. Tamb\u00e9 afecta el personal rellevant que participa directament en la distribuci\u00f3 d&#8217;assegurances, tant si treballa en una entitat asseguradora com en una ag\u00e8ncia o corredoria. Aix\u00f2 implica que les empreses i els distribu\u00efdors han de prestar atenci\u00f3 a la situaci\u00f3 formativa dels seus equips, identificar les necessitats de cada professional i garantir que disposen del temps i dels recursos necessaris per complir els requisits establerts.<\/p>\n<p>La planificaci\u00f3 \u00e9s fonamental. Concentrar tota la formaci\u00f3 en les darreres setmanes de l&#8217;any pot generar dificultats d&#8217;organitzaci\u00f3 i limitar la possibilitat d&#8217;escollir continguts realment \u00fatils per al desenvolupament professional.<\/p>\n<p>El compliment d&#8217;aquesta obligaci\u00f3 tamb\u00e9 exigeix parar atenci\u00f3 a la documentaci\u00f3. Els distribu\u00efdors han de disposar d&#8217;informaci\u00f3 actualitzada sobre la formaci\u00f3 cont\u00ednua rebuda pel seu personal rellevant, amb indicaci\u00f3 de les persones que l&#8217;han realitzada i de les hores i mat\u00e8ries corresponents. A m\u00e9s, els cursos han de comptar amb mecanismes d&#8217;avaluaci\u00f3 que permetin acreditar l&#8217;aprofitament de la formaci\u00f3, tant si s&#8217;imparteixen presencialment com a dist\u00e0ncia.<\/p>\n<p>Per aix\u00f2, abans de tancar l&#8217;exercici, \u00e9s recomanable comprovar que totes les hores estan correctament registrades, que els certificats estan disponibles i que la documentaci\u00f3 permet acreditar el compliment dels requisits davant l&#8217;organisme supervisor corresponent. No conv\u00e9 confondre, per tant, la participaci\u00f3 en activitats formatives amb el compliment efectiu de l&#8217;obligaci\u00f3. L&#8217;acreditaci\u00f3 documental tamb\u00e9 forma part del proc\u00e9s.<\/p>\n<p><strong>M<\/strong><strong>\u00e9<\/strong><strong>s que una obligaci\u00f3 legal<\/strong><\/p>\n<p>Tanmateix, reduir la formaci\u00f3 cont\u00ednua a una xifra d&#8217;hores seria quedar-se amb una visi\u00f3 massa limitada de la seva import\u00e0ncia. El sector assegurador est\u00e0 experimentant una transformaci\u00f3 profunda. Els nous riscos empresarials, la ciberseguretat, els canvis normatius, la sostenibilitat, l&#8217;evoluci\u00f3 de les assegurances de salut i vida, la intel\u00b7lig\u00e8ncia artificial i la digitalitzaci\u00f3 estan modificant tant els productes com les necessitats dels clients.<\/p>\n<p>En aquest context, el mediador necessita molt m\u00e9s que con\u00e8ixer les condicions d&#8217;una p\u00f2lissa. Ha de comprendre els riscos, anticipar-se a les necessitats de particulars i empreses, interpretar les novetats del mercat i oferir respostes adequades a situacions cada vegada m\u00e9s complexes.<\/p>\n<p>La formaci\u00f3 cont\u00ednua permet precisament mantenir aquesta capacitat d&#8217;adaptaci\u00f3. Tamb\u00e9 contribueix a refor\u00e7ar el valor diferencial de la mediaci\u00f3 davant d&#8217;altres canals de distribuci\u00f3: el coneixement especialitzat, la proximitat, la independ\u00e8ncia i la capacitat d&#8217;oferir un assessorament personalitzat.<\/p>\n<p>Per a les corredories i ag\u00e8ncies, a m\u00e9s, invertir en la formaci\u00f3 dels seus equips suposa millorar els processos interns, refor\u00e7ar la confian\u00e7a dels clients i preparar els seus professionals per als reptes que ja estan arribant al mercat.<\/p>\n<p>La formaci\u00f3 cont\u00ednua no s&#8217;hauria de viure \u00fanicament com un tr\u00e0mit que cal resoldre abans del 31 de desembre. \u00c9s una inversi\u00f3 en coneixement, confian\u00e7a i professionalitat. Perqu\u00e8, en un mercat assegurador cada vegada m\u00e9s complex, la qualitat del servei dep\u00e8n, en bona mesura, de la preparaci\u00f3 de les persones que hi ha a l&#8217;altra banda del client.[\/vc_column_text][vc_btn title=&#8221;Consulta aqu\u00ed les pr\u00f2ximes formacions&#8221; color=&#8221;blue&#8221; align=&#8221;center&#8221; css=&#8221;&#8221; link=&#8221;url:https%3A%2F%2Fformacion.fundacionauditorium.org%2F&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/4&#8243;][stm_spacing lg_spacing=&#8221;50&#8243; md_spacing=&#8221;50&#8243; sm_spacing=&#8221;50&#8243; xs_spacing=&#8221;50&#8243;][vc_column_text]<\/p>\n<h2>\u00daltimes not\u00edcies<\/h2>\n<p>[\/vc_column_text][stm_news loop=&#8221;size:4|order_by:date|order:DESC|post_type:post|categories:8&#8243; posts_per_row=&#8221;2&#8243;][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;&#8221;] Formaci\u00f3 cont\u00ednua: \u00daltim dies per complir amb l&#8217;obligaci\u00f3 [\/vc_column_text][stm_spacing lg_spacing=&#8221;6&#8243; md_spacing=&#8221;6&#8243; sm_spacing=&#8221;6&#8243; xs_spacing=&#8221;6&#8243;][vc_column_text css=&#8221;&#8221;]12\/11\/2026[\/vc_column_text][vc_column_text css=&#8221;&#8221;]Recorda completar, abans del 31 de desembre, les hores de formaci\u00f3 exigides per la normativa de distribuci\u00f3 d&#8217;assegurances. Consulta la nostra guia de formaci\u00f3![\/vc_column_text][vc_single_image source=&#8221;featured_image&#8221; img_size=&#8221;850&#215;350&#8243;][vc_column_text css=&#8221;.vc_custom_1794226705896{margin-bottom: 20px !important;}&#8221;]Les darreres setmanes de l&#8217;any s\u00f3n el moment de comprovar<\/p>\n","protected":false},"author":4,"featured_media":29228,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[2227],"class_list":["post-29227","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticies","tag-mn-309"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Formaci\u00f3 cont\u00ednua: \u00daltims dies per complir amb l&#039;obligaci\u00f3 - Col-legi de Mediadors d&#039;Assegurances de Barcelona<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.elcol-legi.org\/w\/formacio-continua-obligatoria\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Formaci\u00f3 cont\u00ednua: \u00daltims dies per complir amb l&#039;obligaci\u00f3 - Col-legi de Mediadors d&#039;Assegurances de Barcelona\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;&#8221;] Formaci\u00f3 cont\u00ednua: \u00daltim dies per complir amb l&#8217;obligaci\u00f3 [\/vc_column_text][stm_spacing lg_spacing=&#8221;6&#8243; md_spacing=&#8221;6&#8243; sm_spacing=&#8221;6&#8243; xs_spacing=&#8221;6&#8243;][vc_column_text css=&#8221;&#8221;]12\/11\/2026[\/vc_column_text][vc_column_text css=&#8221;&#8221;]Recorda completar, abans del 31 de desembre, les hores de formaci\u00f3 exigides per la normativa de distribuci\u00f3 d&#8217;assegurances. Consulta la nostra guia de formaci\u00f3![\/vc_column_text][vc_single_image source=&#8221;featured_image&#8221; img_size=&#8221;850&#215;350&#8243;][vc_column_text css=&#8221;.vc_custom_1794226705896{margin-bottom: 20px !important;}&#8221;]Les darreres setmanes de l&#8217;any s\u00f3n el moment de comprovar\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.elcol-legi.org\/w\/formacio-continua-obligatoria\/\" \/>\n<meta property=\"og:site_name\" content=\"Col-legi de Mediadors d&#039;Assegurances de Barcelona\" \/>\n<meta property=\"article:published_time\" content=\"2026-11-11T08:00:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-11-11T10:14:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.elcol-legi.org\/w\/wp-content\/uploads\/2026\/11\/imatges-NOU-MedNews800-x-824-px-10.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"elcol-legi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrit per\" \/>\n\t<meta name=\"twitter:data1\" content=\"elcol-legi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Temps estimat de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/formacio-continua-obligatoria\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/formacio-continua-obligatoria\\\/\"},\"author\":{\"name\":\"elcol-legi\",\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/#\\\/schema\\\/person\\\/3343cfd033c3a8d7e0c36456d010b6f1\"},\"headline\":\"Formaci\u00f3 cont\u00ednua: \u00daltims dies per complir amb l&#8217;obligaci\u00f3\",\"datePublished\":\"2026-11-11T08:00:15+00:00\",\"dateModified\":\"2026-11-11T10:14:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/formacio-continua-obligatoria\\\/\"},\"wordCount\":1102,\"image\":{\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/formacio-continua-obligatoria\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/imatges-NOU-MedNews800-x-824-px-10.jpg\",\"keywords\":[\"MN 309\"],\"articleSection\":[\"Not\u00edcies\"],\"inLanguage\":\"ca\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/formacio-continua-obligatoria\\\/\",\"url\":\"https:\\\/\\\/www.elcol-legi.org\\\/w\\\/formacio-continua-obligatoria\\\/\",\"name\":\"Formaci\u00f3 cont\u00ednua: \u00daltims dies per complir amb l'obligaci\u00f3 - 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